Inaccurate court records haunt credit reports

Since court records contain vital financial information like judgments, tax liens, foreclosures and bankruptcies, inaccurate information and the association of court documents with the wrong person can devastate innocent consumers' credit reports for years, The Columbus Dispatch reports. Since privacy restrictions prevent credit-reporting agencies from using social security numbers and some states even restrict the use of birth dates to look for financial information, research based on names and addresses is partly blamed for the association of one person's credit history with another person's identity, the article said. 

Banking Industry, Consumer Credit Industry